I notice that some married women wear their engagement ring and also two wedding rings- what's the 3rd ring?

an anniversary ring

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An anniversary ring maybe? Next time you see it, you could ask.

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It's an eternity or anniversary band;

http://images.google.com/imgres?imgurl=http://store.jrdunn.com/photos/tc00ht2229jrd-2T.jpg&imgrefurl=http://store.jrdunn.com/product-p/tc00ht2229jrd.htm&h=200&w=200&sz=12&hl=en&start=49 &um=1&usg=__gndSJDi5un56s8cG0KPjZIEddTw=&tbnid=oxB cIutgGWwMPM:&tbnh=104&tbnw=104&prev=/images%3Fq%3Deternity%2Bring,%2Btacori%26start%3D4 0%26ndsp%3D20%26um%3D1%26hl%3Den%26sa%3DN

It's often given by the husband during some pivotal anniversary, if they have a vow renewal, or even for her birthday!

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Wedding and engagement ring designer Michael B. has created a collection of rings called "Trois" which include an engagement ring with two matching bands to wear on either side. This trend was meant to make ring and band sets more elegant, symmetrical and beautiful. You can view some of these beautiful sets here:

http://www.michaelcfina.com/ic/mcfina/sections/wedding_engagement_rings/wedding_engagement/michael_b.html

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could be an anniversary band.

but in my case, i have 2 wedding bands and my engagement ring in the middle. i enjoy the symmetry. there's no specific meaning other than my husband wanted to give me 2.

http://www.flickr.com/photos/25361617@N08/2705176748/

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